Coin investment deposit limit of 5 million won

When opening a non-face-to-face bank account for virtual asset investment, the deposit limit is expected to be drastically reduced from the current 10 million won to 5 million won.

According to the industry on the 14th, the banking sector and the virtual asset industry will meet at the Bank Association on the 15th to discuss the ‘standardization of real-name account service’. Exchange officials , including five banks that provide real-name accounts to the exchange and the Digital Asset Exchange Association ( DAXA ), will attend the meeting. Topics discussed include △limit of fund transfer △whether firm banking is allowed △methods for protecting user deposits.

First of all, in relation to the fund transfer limit안전놀이터, when opening a bank account connected to the exchange through non-face-to-face contact, the deposit limit of the limit account is reduced by half from 10 million won to 5 million won per day. Currently, four banks, Nonghyup, K Bank, Jeonbuk Bank, and Kakao Bank, are applying 10 million won, and only Shinhan Bank, which is connected to Korbit, is applying 300,000 won per day. If the standard is finalized through the agreement of the banking sector and the review by the authorities, it is expected that Corbitt, who had many worries about the low deposit limit, will be able to breathe.

However, the deposit limit for customers who have gone through identity verification and written oaths will remain unchanged at 100 million won per transaction and 500 million won per day. Instead, the amount of withdrawal from normal accounts will be limited to 100 million won at a time and 500 million won per day.

The firm banking method is maintained…Strengthening customer confirmation

Firm banking, a method of transferring investment money from banks that issued real-name accounts, is expected to remain the same. Firm banking is a method in which the virtual asset exchange can directly deposit and withdraw money from a customer’s account if the owner of the deposit agrees.

This method is convenient because it enables quick transactions, but there are problems with the possibility of unfair withdrawals, such as arbitrary withdrawal requests by the exchange, and difficulties in identifying customers. As a result, customers are checked periodically every year, and long-term unused customers are promoted to stop using them.

In addition, banks periodically check customers using exchanges to prevent money laundering, and strengthen management of ultra-high-risk customers. It is also a policy to strengthen the suspicious transaction reporting ( STR ) for excessive withdrawals and to make it mandatory to explain the source of funds.

In this regard, an official from the Korea Federation of Banks said, “A closed meeting is scheduled for the 15th,” and “I cannot confirm the specific details.”

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